ESTATE & INCOME TAX PLANNING
WEALTH MANAGEMENT TRUST©
CAPITAL PRESERVATION & ASSET
RETIREMENT PLANNING &
||INDEPENDENT & COMPETENT INVESTMENT COUNSEL
Fee-Only Personal Financial Counseling
As a manager of other people's money, we have the responsibility to be worthy of the trust placed in us.
By offering unbiased advice, we assist clients in avoiding the numerous pitfalls they are apt to encounter
without proper guidance. Our success is based on meeting investors' needs for truly independent
investment advice. Our relationship is built on trust and a working partnership.
The Institute develops and implements your written investment plan (Investment Policy Statement), using
no-load or index funds, stocks, bonds and money managers. The Institute closely monitors
the investment portfolio and provides status reports and quarterly reviews.
Preparing to meet education expenses is a significant financial challenge. We explore a broad range of
programs and investment choices to help you meet future education costs. Our emphasis is on tax-efficient
funding, using custodial accounts, education trusts, and the "College Savings Plans" available in most states.